303 Useppa, CAPTIVA, FL 33924 - Naples Life & Homes

$995,000

Get away from it all at your idyllic waterfront retreat. Nestled on the serene southwestern shoreline of Whoopee Bay located on the private island of Useppa, this charming property delivers breathtaking sunset views from the balcony, living room and master bedroom with convenient direct waterfront access to the the Intracoastal… Read More Waterway and Cabbage Key, Cayo Costa, Boca Grande Pass and beyond. The home offers a perfect blend of functionality and comfort, featuring two primary suites on the main level. Upstairs, the bright and light living and dining space is accented by warm hardwood flooring, vaulted ceilings, a functional fireplace perfect for cozy evenings, and newly updated impact sliders and windows accentuating the sweeping views of the bay and intracoastal. The screened porch is the perfect place to unwind, opening up to the gorgeous views and gentle gulf breezes. The fully equipped kitchen features granite countertops, as well as ample space for all your needs. Additionally, upstairs there are also double doors leading to a den, currently outfitted with bunk beds, which is a perfect space for accommodating additional guests or children. Recent updates include all windows and sliders replaced with PGT hurricane impact systems in 2023 as well as brand new HVAC system in 2025. Directly out front of the property is a protected area with a private shared dock, one/third ownership, providing dedicated use of a boat slip which is a tremendous amenity on the island and enables free and easy access to the pristine waterways. The location is truly ideal, with an under 5 minute boat ride to iconic Cabbage Key, and just a 15 minute ride to Boca Grande for dining, shopping and world class Tarpon fishing. Also, included is a transferable boat lift at nearby Safe Harbor Pineland Marina, perfect for quick assess to Useppa as your personal shore port. The Useppa Island Club & Marina is undergoing a transformative modernization and restoration project of the infrasturcture and shared areas, led by the new homeowner-led ownership group. First class amenities include the marina, historic Collier Inn, beaches, paths, landscaping and more—positioning Useppa as an even more exclusive, resilient and elevated paradise in the years ahead. Ownership on Useppa Island does require a resident membership with the Useppa Island Club & Marina and buyers should verify and complete all due diligence as to the club's operations and fees etc.. Whether you’re seeking a peaceful family escape, a fisherman’s haven, or a savvy investment in one of Florida’s most exclusive private islands amid major upgrades, this Bay Harbor Bungalow delivers unparalleled tranquility, convenience, and unprecedented Old Florida charm. Embrace the revitalized Useppa lifestyle—contact us today to schedule a viewing! Read Less

Listing courtesy of Delta Realty Int Inc.

Listing Snapshot

Days Online

Last Updated

Apr 18, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

1,459

Lot Size

0.08 Acres

Year Built

1981

MLS Number

226013720

30 Days Snapshot Of 33924

$2.75M

(avg) sold price

199

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road surface type: "Gravel"

Appliances & Equipment

"Electric Cooktop", "Dishwasher", "Dryer", "Refrigerator", "Washer"

Building

Built in 1981, Building area units: Square Feet, 2 total unit, Living area: 1,459, Construction materials: "Wood Frame", "Vinyl Siding", Other structures: "Tennis Court(s)", 2 total stories

Community

"Pool", "Tennis Court(s)"

Cooling

"Central Electric"

Exterior Features

"Boat Dock Private", "Boat Slip", "Dock Deeded", "Screened Lanai/Porch"

Floors

"Carpet", "Tile", "Wood"

Heating

"Central Electric"

Home Owner's Association

Association fee: $24,792

Interior Features

Furnished: Furnished, "Vaulted Ceiling(s)"

Laundry

"Laundry in Residence"

Lot

0.076 acres, 3,311 square feet, "Across From Waterfront"

Parking

"Golf Cart"

Pets Policy

Pets allowed: "With Approval"

Pool

"Community"

Property

"Bay", "Mangrove", "Navigable", Zoning: RM-2, "Mangroves", "Water"

Roof

"Metal"

Sewer

"Private Sewer"

Taxes

Tax annual amount: $8,978, Tax year: 2025

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